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Medical Expenses – What’s Deductible And What’s Not?

Posted by on Jan 28, 2015 in Uncategorized | 0 comments

If you had a serious medical problem or an emergency last year, you probably have lots and lots (and lots) of paperwork and bills.  But as tax filing season approaches, some of those expenses can help reduce your tax burden.  The trick is being able to understand what’s a deductible medical expense and what’s not.  The last thing you need while dealing with health issues is a visit from the IRS’s audit department.  So, how can you know what to use in your taxes and what not to use?  First, the good...

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Home Loans For Public Servants

Posted by on Jan 21, 2015 in Uncategorized | 0 comments

Public servants, such as teachers, fire fighters, paramedics, police officers and health care workers, give their time and talents to help improve and protect their communities. Though most of these professionals don’t go into their chosen career to get rich, they also don’t get paid much either. Home loans designed to help these public servants purchase their own home help enormously and also give back a little of what they spend their careers tirelessly giving to others. Home Possible Program The Home Possible Program through...

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Parents – Help Kids Get On The Path To Financial Success Early

Posted by on Jan 6, 2015 in Uncategorized | 0 comments

Every parent wants to give his or her kids a good start for a solid financial future.  But while much of that effort may be placed on getting those kids through college, there are many other things that can help set them on a good path financially.  And much of what parents can teach doesn’t cost money and benefits everyone involved.  So, what kinds of things can you pass on to your children to help them find a lifetime of financial success? Set a good example.  A recent NFCC poll found that nearly half of American...

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Mistakes That Cause Investors To Lose Money

Posted by on Dec 16, 2014 in Uncategorized | 0 comments

Managing your money and making sound investment decisions is a sure way to reach your financial goals. But, if your investment plan is flawed, it might take longer to get to your goal and you might lose large sums of money. Avoid these mistakes when you invest your money. Using Recent Trends as a Measure for Future Results All market segments ebb and flow, and none will experience a permanent increase or decline. So, you’ll need to resist the temptation to project recent trends too far into the future. Base your decision on historical...

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4 Methods Of Dealing With An Underwater Auto Loan

Posted by on Dec 11, 2014 in Uncategorized | 0 comments

Are you underwater in your auto loan? It happens. Being “underwater” means that you owe more on your vehicle than your vehicle is actually worth. It can be a difficult situation, because it means that you’re always going to pay significantly more than the car is valued at, and that you can’t easily get rid of your car. Here are your major options: 1. Going into Default on the Loan This should always be a last resort. Going into default means that you just stop paying. The car will then be repossessed and sold, but you...

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4 Ways Your Payday Loan Company Will Usually Work With You

Posted by on Dec 5, 2014 in Uncategorized | 0 comments

Your payday loan company doesn’t want you to be in debt either. Most payday loan companies will work with you if you find you cannot pay your loan on time. Here are just a few ways that a payday loan company can help. 1. Granting a Loan Extension For a small fee, most payday loan companies will grant you a loan extension. This will give you an additional amount of time to pay off the loan without getting it reported on your credit score as delinquent. The fee will usually be based on a percentage of the amount you owe, and the loan...

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The Importance Of Good Credit And How To Improve Yours

Posted by on Nov 24, 2014 in Uncategorized | 0 comments

Your credit score is more important than you would like to believe. Not only does it affect your ability to borrow money and get credit cards, it touches just about every area of your life. With a poor credit rating, you may have to pay more for car insurance and higher interest rates on anything you do manage to borrow. Prospective landlords and even some employers are checking credit histories now to see if you are worthy. Even phone companies are using your score to decide how much long distance you are allowed to use each month or whether...

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Need Money For An Emergency? 4 Reasons To Take Out A Cash Loan

Posted by on Nov 20, 2014 in Uncategorized | 0 comments

Emergencies can happen at any time. Even with the best planning, you can’t always be prepared for those moments when you need extra cash. If you have good credit, you can go to your bank and take out a loan when emergencies arise. However, if you have bad credit, or no bank account, your options are extremely limited. If your credit is less than perfect, you should consider taking out a cash loan. These loans are available even if you don’t have a bank account. Take a look at a few of the reasons why a cash loan might be your best...

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Baffled By Bad Banks? 4 Reasons To Choose A Credit Union

Posted by on Nov 18, 2014 in Uncategorized | 0 comments

Are you tired of paying exorbitant fees and shoddy customer service? Banks are practically known for taking advantage of their customers — but luckily there is an alternative. Many people find that going through a credit union in their area is far preferable to a traditional bank. 1. Credit Unions Often Have a Wider ATM Network If you’re with a traditional bank, you’re probably charged every time you go to an ATM that isn’t one of your banks. A credit union usually doesn’t have its own ATMs, but they are a part...

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How To Deal With Non-Payment As A Residential Plumber

Posted by on Nov 17, 2014 in Uncategorized | 0 comments

Plumbing may be a dirty job, but your services will be needed by almost every homeowner at some point. Most of your customers will appreciate the time and energy that you put into the dirtiest repair tasks that you tackle in their home and will have no problem paying you what you ask. No matter how hard you work to make your customers happy, you will always have those few people who do not want to pay up after the job is complete. When you work on a contract basis, every little dollar you bring in is vital to the success of your business....

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